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Discount Plan FAQs

Get answers to the questions you may have.

No, this is not an insurance plan. Our discount plans provide you with discounted prices on a wide range of health care services and products; you will pay the discounted rate at the time services are received.

First, you can find participating providers by using the "FIND A PROVIDER" page on this website or by calling (800) 290-0523. After confirming the provider's continued participation when making an appointment, members just show their membership card at the time of service. Members are responsible for paying all fees directly to the provider.

Yes, one of the wonderful features of our discount plans is that your entire household can receive the discounts, even children away at college!

Yes, your Careington membership card can be used at any participating provider in the United States. All you need is your member ID number to receive your savings.

You can find participating providers for the discount plan by visiting the "FIND A PROVIDER" page on this website or calling (800) 290-0523.

After you have successfully become a member, you will be entered into our system immediately. Simply call us at (800) 290-0523 to receive your member ID number. You'll receive your membership materials and membership cards by mail in about 7-10 business days.

If you need additional cards for your household, or have lost your card, please call Hooray Health at (866) 749-6729 or email us at [email protected]. You will receive your membership materials and membership cards by mail in about 7 – 10 business days.

You may go to the provider of your choice. However, you will only receive a discount by going to a participating provider.

While some ZIP code areas may have a limited number of providers, there are usually providers within a 50-mile radius of your ZIP code. You can refer a provider for participation in the network by visiting and selecting "NOMINATE A PROVIDER." The program administrator will contact the provider with information on how to apply to participate in the program. Because of the application and credentialing process, it may take 60 – 90 days before a provider is added to the network. Not all providers will agree to accept the discounted fees required by the program.

You will only receive a discount by going to a participating provider. You might try printing out a list of participating providers to share with your doctor or dentist to see if he/she could recommend any of the participating specialist locations.

If you need a membership card, please call Hooray Health at 866-749-6729. For faster service, email us at [email protected].

You can send a copy of your bill and a written letter to the administrator of the plan: Careington International Corporation, Attn: Provider Relations, P.O. Box 2568, Frisco, TX 75034. They will investigate your inquiry, and you will be contacted regarding the findings.

Please submit all issues in writing, including a copy of your bill.

Mailing Address:

Careington International Corporation
Attention: Member Services
7400 Gaylord Parkway
Frisco, TX 75034

Phone Numbers:

Phone: (800) 290-0523
Fax: (866) 688-4825

Another great feature of the discount plan is your ability to select any provider from the network. You can change providers at any time, and household members can select their own providers. Call (800) 290-0523 for help finding participating providers or visit the "FIND A PROVIDER" page here.

The providers will recognize the name of the network with which they participate, so when you call, it is important to use the name of the correct network.

Mailing Address:

Careington International Corporation
Attention: Member Services
7400 Gaylord Parkway
Frisco, TX 75034

Phone Numbers:

Phone: (800) 290-0523
Fax: (888) 335-7330

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is on this website. A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR residents will be refunded the processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

This plan is not available in Vermont or Washington.

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